• Credit standards on loans to enterprises were eased by banks in net terms, for the first time since the second quarter of 2007.
• Banks reported a narrowing of their margins on riskier loans to enterprises, for the first time since the start of the survey.
• Loan demand was positive for all loan categories and recovered further.

http://www.ecb.europa.eu/press/pr/date/2014/html/pr140730.en.html